Adapting the right account structure while setting up vaultera switch for your business is one of the most crucial steps. vaultera switch allows you to choose different account structures based on your business needs:
  • Whether you are a business with multiple product lines and business units within each line, or a marketplace with multiple sub-merchants, each having multiple business units
  • Whether you want to accept payments at the business level, business unit level, or allow your sub-merchants to accept payments on their own
You can manage it all via vaultera switch. This is enabled by vaultera switch’s three-level user hierarchy: Organization, Merchant Account, and Profile, enabling businesses to configure and optimize payment flows while maintaining visibility across all merchants, sub-merchants, and business units. Once a user signs up on the vaultera switch Control Centre, they need to create an organization. By default, one merchant account and one profile are created for the organization, and the user is assigned the role of organization admin. They can further invite team members based on the applicable roles.

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Features Useful for Your Business

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Multiple Merchant Accounts

Organization admins can create and manage multiple merchant accounts under one organization for different business lines or sub-merchants, with each merchant account having its own API keys.

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Multiple Profiles under each Merchant

A merchant account can set up multiple profiles for each individual business unit. Profiles are the most granular levels in vaultera switch, and every payment via vaultera switch is mandatorily and exclusively tagged with a profile.

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Easy Checkout for Return Customers

vaultera switch allows an organization to store customer cards while enabling sub-merchants to access them, and for payments handled by a merchant, only the cards relevant to that merchant are visible.
  • Additionally, payments can be tokenized (both network and PSP) at the sub-merchant level, ensuring that sub-merchants or platforms don’t need to worry about PCI compliance
  • vaultera switch also enables organizations to accept payments on behalf of their sub-merchant using one of the profiles of the sub-merchant, without allowing the organization to access the connector credentials used with the profile

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Routing & Connectors Configuration

If a business has connector credentials for each of its business units, they can configure them to their respective profiles and set up routing rules for each profile.
  • If the merchant wants to accept payments at the merchant level with its own set of connector credentials, it can create another profile and configure its connectors with that profile
Note: Kindly note the Profile name and Routing name to identify the difference.

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Exhaustive Data Visibility

Payment lists, analytics, and teams are segregated at the profile, merchant, and organization levels. vaultera switch allows top-down access to data; each level can access the payments data of the levels below it by switching into their levels, not vice versa.
  • Each level can get an aggregated view of the payment transactions of all the sub-levels beneath it
  • Also, using the global search within vaultera switch Control Centre, you can search for any data across any merchant account or profile of which the user is a part